About Us

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We offer products and services designed to simplify the way you manage money. From personalized insights to auto-savings solutions, we help over 160,000 customers take control of their finances daily. Our products and services are designed to be the perfect blend of these two worlds. They help manage your money, your way. “We are Reliable, Responsible, and Capable.”

We’ve created simple, easy-to-understand banking products to help support our customers’ financial needs. We offer a range of these products and services to individuals, as well as businesses. At NexCredit Capital our focus is to deliver exceptional service and fulfill our commitment to our customers and community:

“We’re Numbers & Feelings”

Our products and services are designed to be the perfect blend of these two worlds. They help manage your money, your way – whether that be with your head or your heart.

Our Company

At NexCredit Capital, we strive to do the kind of things we believe other banks should be doing. We do what we say we will, we’re always seeking to improve, and we’re not afraid of doing things differently. We follow all the industry standards set out by the Banking Code of Practice, and we were one of the first banks to do so. You can be confident your money is always protected.

Financial Strength & Prudential Information

NexCredit Capital is an Authorised Deposit-taking Institution (ADI). Key areas for maintaining our financial strength are Capital Adequacy, Responsible Liquidity and Capital Management and achieving maximum returns on Assets and Equity while limiting Financial Risk.

Responsible management and long-term expertise ensure MyState Bank continues to maintain its position of strength across these areas, and as an ADI, MyState Bank is regulated, as are all banks and financial institutions.

It’s more than just Bank. We connect people

Bright & friendly
Jump on the phone to speak with our lovely & understanding team right.

About Us  Algorithms & your rhythm
We use smart tech in our banking accounts to give you personalised insights into your money.

About UsClear & simple
No one likes nasty surprises. We’re totally transparent about our fees.

KEY BENEFITS

Specialist delivers distinctive banking solutions to niche market segments including medical, dental, veterinary and accounting professionals.

Deep understanding of the particular financing you need to build your practice, the strength of a market leader with a focus on medical professionals.

Highly personalised service with a dedicated financial specialist who understands your industry

Long-term view based on our knowledge of your likely career trajectory and earning potential